Most young people don’t think twice before spending on the latest smartphones, travel adventures, or eating out at trendy places. But when it comes to buying health insurance, the usual response is, “ I’ll get it later ”. Ironically, the younger you are, the lower your premiums will be, yet most delay the purchase until it becomes expensive or too late. Buying health insurance early in life is one of the smartest and most practical financial decisions you can make. It’s easy to think that health insurance is unnecessary when you’re in your 20s and feel fit. However, health is unpredictable. Today, more young people are being diagnosed with lifestyle-related conditions like diabetes, hypertension, and heart issues due to stress, irregular routines, and sedentary habits. Accidents and sudden illnesses can also strike without warning. Insurance is not about expecting to fall sick—it’s about being prepared for the unexpected. Healthcare expenses in India are increasing at an alarming pace....
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